One of the biggest things that can ruin a perfect day is having an auto accident. Not only does it take time out of your day but you then need to deal with damage to your vehicle, possible injuries, and or insurance issues.
Vehicles are being build better therefore U.S. traffic deaths fell by 4.2 percent during the first half of 2013, according to the National Highway Traffic Safety Administration, but more than 15,000 people died in all forms of motor vehicle crashes in just the first 6 months of 2013.
We are here today to help you and others involved in a accident stay safe by teaching you the 5 things you should never do after a vehicle accident. When avoiding these simple mistakes you should be back on the road in no time.
10 Accident Mistakes NOT to Make
LEAVE THE SCENE – Even if you are in a minor accident, no one is injured and you are able to drive your vehicle, don’t leave. You always need to stop and exchange insurance information and report it to the local police.
FORGET TO CALL 911 – You are in a simple accident, no one seems hurt and all vehicles are OK to drive, so you think – let’s just exchange insurance information and we will be good to go. WRONG! You have no idea if the other person involved in the accident is telling the truth, their insurance could be out of date, not real or they also could have active arrest warrants. It’s always best to be SAFE NOT SORRY – call 911.
GET ANGRY – No one likes being in a car crash. Emotions can run high which can make it easy for people to loose their cool while dealing with the other person involved in the accident. If you are able to get out of your vehicle make sure you take some deep breaths and head over to the other car to make sure everyone is OK. Yelling and making a scene isn’t going to help you in the long run, and the other person involved could press charges against you for harassment.
BLAME YOURSELF AT THE SCENE – Never tell the other person involved that its your fault (even if you clearly know it is). If you do this, you’re legally admitting liability for the accident which could cause a lawsuit or other penalties.
FORGET DOCUMENTATION – Always have the proper and up to date insurance and registration documents in your vehicle. If not you will get some major fines which is something you don’t need considering you will need to come up with cash to pay for damages to your car.
TAKE DOCUMENTATION DOWN – It’s hard to think clearly after an accident, even when it’s minor but it has to be done to help you later on. Write everything down from what you were doing before the accident, what street you were on and even take pictures of the scene. Remember to take down the other drivers name, address, license plate number, insurance information, policy number, and make and model of the car. You will need to give very detailed information to the local police.
NO FOLLOW UP AFTERWARDS – After the accident, once everything has been filed and your vehicle has been fixed you may forget to follow up on some important details. If you were injured in the accident but not severely you may think “I can handle it” but if the pain is persistent contact your doctor right away. If you need to miss any sort of work because of the accident it might be time to call a lawyer so you can get help financially with medical bills. Also, register your insurance claim quickly because most insurance companies have a time frame of when you can file a claim.
TALK TO THE OTHER’S INSURANCE COMPANY – Let your own insurance company contact the other person’s insurance company. They are more familiar with what questions to ask and they are working for you and will do the best they can do to make sure you are protected.
TALK TO THE OTHER’S LAWYER – If the other person involved in the accident contacted a lawyer chances are you’ve done the same thing. Let the lawyers work things out, you don’t want to incriminate yourself by saying something you shouldn’t. Trust the professionals!
DON’T SETTLE TOO QUICKLY – If the accident reaches a stage where insurance companies and attorneys are discussing settlement make sure you look at all your options and not settle too quickly. Consider all offers and remember to take in account expenses, damages and medical bills that happened because of the accident.
Be safe on the road, and if you do happen to get yourself in a car accident remember these tips to insure your safety. Remember when the 911Tracker is installed in your vehicle you can easily contact 911 so the local police knows exactly where the accident has taken place without you verbally giving them that information.